If circumstances have left you temporarily uninsured, NH Short Term Medical Insurance can help protect you during coverage gaps. In the fall of 2019 the State of New Hampshire Insurance Department approved the marketing of Temporary Heath Insurance to consumers in New Hampshire, see link for more details: https://www.nh.gov/insurance/consumers/documents/short-term-medical.pdf.
Why get NH Short Term Medical Insurance?
Short Term Medical Insurance provides coverage during life transitions. Policies that provide short-term insurance solutions to help pay covered medical expenses do to unexpected illness or injury. In New Hampshire Short Term Health Insurance policies shall not provide coverage for a specified term in excess of 6 months and shall not be issued to a person who was previously covered under a Short Term Health Insurance policy, in total more than 540 days of coverage, within the preceding 24-month period.
Why you might need to purchase the coverage?
- Having missed the open enrollment period and are not eligible for special enrollment under the ACA (Affordable Care Act).
- Waiting for ACA to start.
- Benefits from new job won’t start for a couple of months
- Cover a bridge between health insurance and Medicare. (If you are going to qualify for medicare soon please see the options available through Germain Insurance),
- Are in need to alternative to Cobra benefits.
How to Purchase or get more information about NH Short Term Medical Insurance?
You could simply fill out the contact me page below and One of our Agents will call you and discuss the options available. We have also provided a link below that will allow you to go directly to the company. From there you will be able to get a quote directly with multiple different short term medical insurance options available, and purchase the plan that best satisfies your particular needs. If after reviewing the options and you would like us to help you understand the different options, please feel free to give us a call at (603)606-1895.
Go to this link for options: https://quote.ihcmarketplace.com/Agent/0074484/GetQuote?product=STM
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