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Medicare SupplementsHome InsuranceCommercial Package Policies

Medicare Supplements

Local Experts for Medicare Supplements, Medigap, Medicare Advantage and Prescription drug plans for New Hampshire.

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Home Insurance

Get exceptional home insurance at exceptional rates. Call today for a free quote.

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Commercial Package Policies

Put all your business policies together.

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Umbrella Liability Insurance

 

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal New Hampshire Umbrella Liability Insurance policy.

Umbrella Liability Insurance

What’s Peace of Mind Worth to You?

An Umbrella Liability Insurance policies provide additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policies, your umbrella insurance policy takes over and provides you with additional protection.

The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units?

If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Umbrella Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.
Talk with Germain Insurance to determine the right amount of coverage for your needs.

Broad Coverage

A New Hampshire Umbrella Liability Insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique. Talk to us today to find out how to protect yourself, your family, and your future with the right personal umbrella liability insurance for you.

Ready to find out more? Ready to buy?

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