Tel: (603) 606-1895
Auto & Home BundlesFlexible quoting optionsCommercial Package Policies

Auto & Home Bundles

Combine your policies for maximum discounts & savings

Read More

Flexible quoting options

Use our links to get real-time quotes

Read More

Commercial Package Policies

Put all your business policies together.

Read More

Personal Insurance

Protecting you, your family and your assets is what is important. People always seem to think “I don’t have a loan on the car so why should I carry Insurance”, answer, ” because your car or other object can be replaced, you and the other people or property destroyed cannot”. Because, people cannot be replaced it is hard to determine “how much Personal Insurance do I need”? To help provide the answers to these questions is why you need Germain Insurance!

I have so much Personal Insurance that I am insurance poor!

At Germain Insurance, we understand these feelings, but just imagine hurting another individual or accidentally creating property damage without insurance? How would you be able to pay that other person, defend yourself (lawyer), or leave your own family financially strapped? Personal Insurance planning is what we do.

What is Personal Insurance?

It is the coverage you need to protect against loss. Whether your Schnauzer (or any pet) accidentally bites a young child, your vehicle slides on ice and hits a house, your snowmobile collides with another on a small trail, or your 16 year old Son or Daughter rear ends another vehicle, you need to be protected.

But what Personal Insurance policies do I need?

Everyone’s needs are different:

  • Do you own a Home or a Condo (Manchester, NH home insurance is needed)
  • Rent my apartment of house (Manchester, NH renters insurance is needed)
  • I Own my car without a loan and it is worth $500 (Manchester, NH auto insurance)
  • Paid cash for my Bike (At the very lease Manchester, NH motorcycle liability insurance)
  • I only ride my snowmobile 5 weekends a year (At least NH snowmobile liability insurance)
  • My classic Vet that sits in my garage (NH classic car insurance)

Please feel free to contact us at (603) 606-1895 or email us at

Contact Us

By using this form you agree with the storage and handling of your data by this website


NH Auto Insurance

Welcome to Germain Insurance! We want to be your Manchester NH Auto Insurance agent of choice. Filling out our quote request form is the first step in the beginning of […]

Read More
NH Home Insurance Quote

Are you looking for NH Home Insurance Quote? Germain Insurance has been providing quality NH Home Insurance policies for over 25 years and creates customized insurance policies that protect our […]

Read More
NH Medicare Supplements

Not sure how to interpret the alphabet soup of NH Medicare Supplements? The NH Medicare Supplements  marketplace is made simple with one phone call to Germain Insurance. With a variety […]

Read More
NH General Liability Insurance

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for […]

Read More
NH Snowmobile Insurance

When the Snow Falls, Make Sure You’re Ready with NH Snowmobile Insurance. Nothing is quite as satisfying as hitting the trails after the first snow. Your snowmobile is your ticket […]

Read More